Getting a car or car insurance are both expensive propositions. But, it can be more expensive for student drivers below the age of 25, and with good reason. If you have the money to spare, you can get a policy of your own.

​Insurance claims for vehicles, be it a car or two-wheeler, are entertained only if the damage is accidental, due to natural disasters, theft or accidental fire. Here are some reasons your claim could be rejected or not fully paid by your vehicle insurer.